Monthly Archives: March 2015

Read The Success Of Online Shopping Sites In India

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Today we live in a world that lives a fast life and the technology that can fast up-grade and connect the common man to the market is a clear success . The age we live in is fast changing and online shopping is fast growing . The market for online shopping in India is getting very common . The convenience to get every thing at your door step has made it hot favorite and online shops in India is the next best quick mall you can visit without stepping out of your house . Today shopping sites in India has attracted a large number of viewers with a great increase of money transaction . Indian people are increasingly getting interested in shopping sites as they can view the product and get instant discounts . The space of Internet has been making human life more and more comfortable with online shopping sites gaining popularity between youngsters.

The businesses houses also see this as a great opportunity to get more customers by introducing shopping sites to attract more people . The one of the biggest advantage of online shopping sites is that they are 24 by 7 active and shopping online is seen as a smarter way to shop as you get know your product better and the price with their discounts are always a benefit when you see it clear in front of you .

The on line shopping today has not reduced the physical distance of you and your product but it has made everything extremely convenient . With easy money transaction to installments to great discounts all of this and much more just sitting on your chair .

The descriptive information about your product and at times you also get to compare the product to related ones that not only helps you understand your product but gives you a proper understanding to your exact choice the range is not limited the on line shopping malls are growing but the viewers are growing even at a faster pace .

The people like the working professionals or a busy school kid all can have what they want were they want the delivery the convince is on of the major factor to have the on line shopping sites grow at such a tremendous pace . The Online world has now become a virtual place were socializing happens the most and shopping is ranked the second were people communicate , advice each other and decide on products to buy o sell online .

Loopholes In Bank Systems Cause Business Credit Card Fraud

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Business credit card fraud is a prevalent problem that has cost companies millions of dollars each year. There have been many reported incidents when fraudsters were able to steal private financial information from companies. One of their common strategies is getting into business credit card accounts and using them for fraudulent transactions. Small, medium, or even established enterprises are not spared from the perils of these activities.

The current loopholes in bank systems are partly to be blamed in the rise of credit card fraud. Even stolen cards that have already been reported and canceled by owners can still be used in fraudulent transactions. As long as fraudsters do not exceed the floor limit, they can use the stolen business credit cards since this kind of transaction does not go through banks electronic systems.

Floor limits serve to guard merchants and businesses from losses. On the other hand, scammers can also abuse them to dupe unsuspecting consumers. Many industry experts and even authorities are already questioning store policies on floor limits. As observed in many incidents, these floor limits contribute to the rise of credit card fraud cases by providing fraudsters with purchasing power, and a way to avoid card clearance, which can reveal whether the card is blacklisted.

Business credit cards with microchip technology are safe from this type of fraudulent activity since banks can trace and record every swipe. On the other hand, this technology has only been introduced to the banking industry a couples of years ago. Not all banks in the present have the technology and the budget to run the system. However, microchip technology will be a great means to add security to consumers, and ultimately avoid credit card frauds. It will also equip authorities with enough information to track down perpetrators.

The Credit Card bill to be passed in the Senate is also seen as an efficient vehicle to bring attention to this issue. The legislation aims to uphold the rights of consumers and ensure that banks carry out their responsibilities. If enacted, the bill will intensify the Congress role in monitoring these kinds of loopholes in bank systems.

Putting a cap to the rising business credit card fraud is not an easy task. As long as there are loopholes in systems of banking industry, con artists will continue to take advantage of consumers. Banks should have better business credit card fraud management solutions to protect their costumers. The industry can also coordinate with authorities and government agencies to encourage financial institutions to do a more efficient job in acting as vanguards of consumer rights.

How To Wear Your Aviator Jacket

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Get into this seasons trend with a cosy, warm and stylish aviator jacket in tan, dark brown or black and itll quickly become your staple wardrobe item for this autumn and winter, next autumn and winter and many more. The aviator jacket can be worn with just about any outfit and with more unpredictable British weather on the way, with one of these you will be fully prepared come rain, snow or wind!

Team your aviator jacket with a pair of trusty skinny jeans, a vintage t-shirt and a pair of fur lined boots for the ultimate in effortless winter casual and youll be ready to go shopping, meet your friends for lunch or bump into the man of your dreams. If youre looking for a slightly dressier occasion to put your aviator jacket to good use, team it with any one of your wardrobe of party dresses but just make sure that your hair is groomed and glamorous and your accessorising is absolutely perfect or you run the risk of dressing down that beautiful dress a bit too much.

If youre going for a one shoulder party dress complete with pleats and jewel detailing, choose a black aviator jacket with neat collar and belt it to ensure that you dont lose the definition and feminine silhouette which your dress creates. Most aviator jackets will have Shearling cuffs that can be turned down or back and when wearing with an evening outfit, it can look neater if the only Shearling you can see is around the collar.

Accessorise your jacket with loosely swept up hair and piles of gold or silver bangles for an evening trip out or wear with cute Nordic-inspired mittens and woollen headband to create a warm, cosy and sophisticated look even when the weather is anything but warm or cosy. This seasons colours lend themselves well to being layered with a black, tan or brown aviator jacket, so wear a casual purple, camel or khaki t-shirt underneath your jacket to be bang on trend without spending a fortune or keep it simple with a white vest and black leggings.

However you choose to wear your aviator jacket this season, it will add a touch of the catwalk to any outfit and ensure that you are prepared for the cold weather and remember that you dont have to spend a fortune on this latest trend and it will last you well beyond the end of this winter.

Affordable New Jersey Car Insurance – Where to Get It

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Looking for affordable New Jersey car insurance but don’t want to waste a lot of time shopping for quotes? Here’s a brief explanation of insurance coverages, how to save money on them, and how to get affordable insurance quickly and easily.

Minimum New Jersey Car Insurance

New Jersey requires you to have three types of car insurance coverage: liability , personal injury protection, and uninsured/underinsured motorist coverage. Comprehensive and collision coverage are not required.

Liability Coverage

Liability coverage pays for the other party’s bodily injury and property damage expenses when you cause an accident. It also covers your legal bills if you’re sued.

If you don’t have a lot of assets and you don’t drive a lot, you may want to stick with the minimum liability coverage which is: $15,000 bodily injury liability coverage for one person, $30,000 bodily injury coverage for all injuries, and $5,000 property damage liability coverage. However, if you do have a lot of assets you’ll want to get enough liability insurance to cover them in case you’re sued.

Personal Injury Protection

Personal injury protection coverage pays for you and your passengers’ medical bills if you have an accident in your car, someone else’s car, or if you’re walking. If you already have medical insurance then you only need to get the minimum amount of coverage.

Uninsured/Underinsured Motorist Coverage

Uninsured/underinsured motorist coverage pays for your medical bills if you’re injured by an uninsured driver, an underinsured driver, or a hit-and-run driver.

Comprehensive and Collision Coverage

Comprehensive coverage pays for damage to your car caused by theft, natural disasters, fire, or vandalism. You can save money on this coverage by raising your deductible (the amount you’re required to pay on a claim before your insurance kicks in).

Collision coverage pays for repairs to your car if you cause an accident. You can save money on this coverage by raising your deductible. Raising it from $200 to $500 will save you up to 30% on your premium.

Compare Rates the Easy Way

The only way to know if you’re getting the best insurance rate for your situation is to compare rates from different companies, and the easiest way to do that is to go to an insurance comparison website. It only takes a few minutes, it’s easy, and it’s free.

Visit or click on the following link to get affordable New Jersey car insurance quotes from top-rated companies in your area and see how much you can save. You can get more car insurance tips by checking out their “Articles” section.

The author, Brian Stevens, is a former insurance agent and financial consultant who has written extensively on affordable New Jersey car insurance.

Women’s Cardiovascular Health at Risk

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The medical industry needs to do a better job of protecting the hearts of American women. One of the many health challenges women have had to deal with was the scam of Hormone Replacement Therapy. Marketed by pharmaceutical companies as a cure-all for aging, HRT also claimed to protect against heart disease. In 2002 it was revealed that not only was this claim false, but in fact HRT increased risk of heart disease. Women were tricked into using a product that caused the very thing it claimed to prevent.

Another blow to women’s heart health came when researchers at University of California, San Francisco discovered that many heart-related medical devices have not been adequately tested on women. Although women constitute just over 50% of the population, many devices are tested overwhelmingly on men before getting FDA approval.

After looking through 123 studies for 78 different high-risk medical devices that were approved by the FDA, researchers found significant gender bias. The devices looked at were all for cardiovascular health, including heart valves, implanted defibrillators, pacemakers and stents. Since heart disease is the number one cause of death among women in the US, it is important that these devices perform safely and effectively on women as well as men.

28% of the studies analyzed made no mention of gender. Men constituted 67% of the participants in the other studies. Due to differences in bleeding tendencies and size, men and women may have different reactions or side effects with these devices. “We do not know if a lot of medical devices currently on the market are as safe and effective in women as they are in men,” researcher Dr. Rita Redberg said.

The results from their analysis should be surprising given that in 1994, the FDA released a mandate that manufacturers issue a gender-bias statement with each new product application, guaranteeing that the devices were tested in appropriate proportions of men and women. However, under half of the studies reviewed included that required statement. Of those that did, 26% actually showed sex-linked differences in safety and effectiveness.

Since the 1980s, women’s health groups have been advocating for closer analysis of medication and medical devices and their effects on women. Men have been given preference as test subjects because they lack some of the hormonal variables that make women more “challenging.” This is an unacceptable excuse for sexist practices that endanger women. They deserve the same assurance that approved medical devices and equipment will be safe and effective when used on them, and the FDA needs to crack down and make this happen.

What should you do if you have credit card debt

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Yesterday I read some worrying news that credit card spending is still increasing dispite the past 12 months warning we’ve had in the form of the credit crunch.

UK consumers are using credit cards as means of day to day living, so using their credit cards every month just to ‘get by’ with the increased cost of living. Unfortunately the Bank of England has announced they expect inflation to continue rising in the UK and expect it to hit 5.5 per cent before the end of 2008. This level of inflation has not been experienced in the UK for well over 20 years.

Unfortunately people will continue to struggle to make their finances stretch and it looks as though people are already turning to credit cards as a means of survival.

If you already have credit card debt the best immediate action you can take is to transfer the balance onto a 0 per cent balance transfer deal. There are plenty of cards on offer and I’ve described 4 of the better cards on offer in the UK on my blog yesterday; thefinancialblog.co.uk One thing to consider is the balanace transfer fee the credit card provider will charge you. This is a set charge, usually a percentage of the total ammount you wish to transfer. For example, if you transfer 5,000 to another credit card the provider usually charges from 2.98 per cent to 3.5 per cent, so you will be charged from 149 to 175. The balance transfer fees vary from provider to provider so make sure you find out exactly how much you will be charged.

The benefit of transferring a balance to one of these credit cards is that the provider offers you 0 per cent interest for a specified time period. The longest 0 per cent deal in the UK today is 15 months. So you have well over a year of no interst, of course you still have to pay the monthly minimum ammount, but interest on a balance of around 5,000 can be as much as 20 or more.

If you are really struggling to clear your credit card debt and, as many people do, you’re using one credit card to pay off another, then now is the time to seek professional debt management advice. If you are unsure where to start looking for good, free debt advice then contact your local citizens advice bureaux; details of which can be found online or in your Yellow Pages. Take action today.

Virginia writes for the Virgin credit card. Thevirgincreditcard.co.uk is still one of the best UK credit cards and offers 0% on balance transfers. The Virgin credit card could be the perfect solution if you have other credit card balances to transfer. Get 0% on balance transfers for 20 months! With the Virgin credit card, you could get an instant decision today!

Major Associations Between Different Herb Plants For Sale Online

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Once you discover a reliable source, you can purchase the most diverse place seeds online and develop your own organic vegetable plants. Among the place seeds obtained online, there are: artichoke, asparagus, bean, broccoli and hot peppers. These represent just few examples but many more can be given, depending of course on your selections and interests. From the same place you buy veggie place seeds, you can find herb plants for sale online that are just as appealing. You cannot buy just one place seed, as there are so many wonderful options presented at the front side of your eyes. There are place seeds for perennial herbs like Chamomile and Tansy, annual herbs place seeds such as Coriander and woody species such as Lavender available for purchase. You just have to think about the vegetation you enjoy the most and order natural herb place seeds right from the Online. Herb place seeds for Angelica, Anise, Basil, Borage, Burnet or Caraway can be obtained online, plus numerous other options that you will have to discover on your own.
If this is initially you are showing an interest in increasing your own vegetables or increasing place seeds, then it might be a wise decision if you did a little bit of reading on the subject. Before you buy place seeds online, discover the major associations between different organic vegetable plants. Learn what veggie should be planted next to the other, take a look at the herb/vegetable companion relationships and make sure that you develop yourself a wonderful garden. Even as an amateur gardener, you will still have to work very hard in order to develop your own veggie garden. Returning to the online shops that offer veggie place seeds, it is kind of great to be able to make such purchases right from the comfort of your own home. You can herb plants for sale online, place and natural herb place seeds while near the computer, enjoying the diversity of place seeds and the great deals. The Online and its specific resources also offer important advice on increasing organic vegetable plants, increasing vegetables of all sorts and looking after the natural gardening place seeds in general. All this information will come in handy so when you place something in garden, making sure that it grows.
Millions of people organic vegetable plants regularly, referring to the Online as their one stop resource. They prefer to go online and search for the place seeds they are interested in, knowing very well that can discover them. Specialized shops offer even rare place seeds, making sure that their customers are satisfied at all times. You too can develop your own garden, whether you want it to include vegetables of different types, unique herbs or vegetation. Just do as instructed present online and you will have a wonderful garden in no time.

Selling Online – Ecommerce Shopping Cart Basics

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An electronic shopping cart is simply a software program or code from a shopping cart provider that you can use on your website. This program or code allows visitors to select products and make purchases directly from you.

If you’re selling anything online, you’re considered part of the e-commerce business arena, and you absolutely need a cart.

Basic Forms

There are two basic forms of shopping carts. One form is software that is bought and used by the business itself. The other is using a service that will host your e-commerce site, kind of like buying hosting for your website.

So, you can either use a standalone piece of software on your own Web server or you can use code from an cart provider/service. Either way, you’ll be able to sell from your website.

Along with its convenience, allowing you to sell digital and tangible products from your website, research shows that using a cart increases sales.

In 2009, PayPal conducted an internal study of 79,000 small merchants. It was discovered that adding a shopping cart increased their PayPal volume an average of 19% over a two-year period.

The Simplest and One of the Cheapest Ways to Sell from Your Own Website

I’ve used PayPal for quite a while now and can attest that it’s easy and effective.

With the PayPal cart process, you create the shopping cart yourself. The instructions are simple to follow and you have a choice of using a single item Buy Button or a Drop-down Menu for multiple products or services. And, as with all services, there is a fee. PayPal charges 2.9% and .30 cents per transaction. That’s not bad for all you can do with this service.

The PayPal system also has everything you need to customize your cart:

Tax
Shipping
Discount and coupon codes
Payment options
Tracking
Invoicing
Testing before you go live
And, more

In fact, PayPal is so popular a number of e-commerce shopping cart services have partnered with PayPal for their payment process. And, you can accept payments with your mobile device through another of PayPal’s services.

Other Options

If you like the PayPal system, but would rather not have your customers sent to its site during the purchasing process, you have options.

PayPal has partnered with several shopping cart services, such as Cashie Commerce and 3D Cart. Using another service has its benefits, one of which is keeping the buyer on your site through the purchasing process, but there’s a drawback to it, an additional cost.

These services charge a monthly fee, along with a percentage of each transaction. This is on top of the PayPal fees. So, be careful when looking into this process. Be sure you’re making enough sales to warrant the additional costs involved.

Keeping it Simple

No matter which cart system you use, simple is the way to go online. You want the essential features in a shopping cart without making it too complicated to use. The process needs to be easy to use with clear instructions.

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References:

Chat on Fashion Jewelry

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This is a place to discuss fashion jewelry together, including wholesale, retailing, trends, imports, and everything about jewels!

Button Earrings:Famous movie stars who walked on red carpet this year lead to a new fashion trends, which is button and stud style earrings step to the forefront for 2013. I join the parade to see how many ‘out-of-stock’ notices or posts there were for these styles on electronic commerce stage or online shopping stage. What I like most is the recycled nature that old buttons can be reused into brand new jewelry and accessories.

Chandelier Earrings:In recent years, new modestly sized styles were seen in recent jewelry market shows in 2012. Big and bold is still making a statement even if pared down to a more ‘condensed’ version of 2011’s over-blown attention grabbers.

Hair Jewelry:Evident at bridal runway shows and at some red carpet events, barrettes, hair bands, tiaras, and brooches pinned in place have particular appeal to younger clients for their whimsical effect.

Jazz Age Styles:The flapper dresses from the 2012 runway shows combined with Art Deco-inspired looks in bridal and fine fashion jewelry are bringing a sense of history to mainstream jewelry boxes. I believe this is the biggest trend of the year ahead.

Moveable and Interchangeable Jewels:Ear charms are an increasing category (think of styles from Trsor Collection and Oliver Smith Jeweler) that offers diversified looks for owners. Plus, the inherent movement in these styles and other types – like mixed-link drop earrings – can mix well with voluminous fashions and those that demand drama.

Pearls:Will they be important roles for retailers in 2013? My sources are recommending smart stores will be keeping fresh water and small, colored strands in the forefront for at least one more season.

Geometric Shapes and Tribal Effects:Angular pieces like square rings and bangles will work well with column dresses while horn and leather accents will speak to tribal looks in fashion. There’s just something very hot about this!

Tangerine:Pantone’s Color of 2012 and a big hit at spring runway shows. Coordinate other bright colors with it – and keep it in stock in the form of stones like citrine, fire opal, and more. I have the best recommendations for the sharpest, yet durable gems to use.

Yellow Gold and Stones:Stones like beryl and rutilated quartz are abundant at shows and exhibitions, suggesting that both will be prevalent in future lines. Gold’s price has dropped a bit, further reinforcing the ongoing gold standard. This is great news to your ears and other parts!

This article come from –

Some Ways To Make Hotel Bookings Online At Discounts

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The troubles of travelers have been eased by online hotel bookings .The web is replete with web directories that feature online bookings for flights, autos, hotel, and more.

There are many benefits to making hotel bookings on the internet. You get the very best rates, great concessions and the choice to select from many hotel. Today travel has changed into a consumer’s world and a smart consumer can get great deductions and stay at the best hotels without going broke.

1: Sign in to the net and look for hotel booking directories. Sites like MSN travel and Yahoo travel will include a great many reputed Online Hotel Booking Directories.

2:Select a web Index that’s established and credible and features hotel where you intend to go. Check scrupulously with the better business bureau and online blogs and forums whether there are any issues with the Online Hotel Directory and if it is well liked.

3:Get quotes from more than one hotel. Make a comparing of the quotes and facilities on offer. Be certain to check whether the net booking will allow you to any offers like free pick up and drop or an additional day stay at no charge.

4:To inspire folks to use Online Hotel Booking Directories often there are very good offers put in effect. Find out whether your ATM card or flying miles card or pro membership entitles you to further deductions or offers.

5:.Make sure that the payment gateway is secure and the catalog will give you swift confirmation of and a bill for your booking.Before filling in your Mastercard details you have to check how secure the system is.

6: Always read through the T&Cs scrupulously before arranging a reservation. Protect yourself by guaranteeing the hotel is situated close to where you have to go and has a good reputation. Check where the hotel is found Vis-a Vis the town center and airfield and if it is apart of a gigantic hotel chain.

Many online hotel booking internet sites supply a faithfulness discount and have tie-ups with major cards and airlines. So as a customer check all of your options before arranging a booking. Find out whether the rates in the week are lower or higher than the weekends. In the case of business hotels frequently the week ends are less expensive while in the case of other hotels bookings made for mid-week are cheaper. Many hotels offer food discounts or reductions as well as additional day free stay options during off season or for regular consumers or as a promotion offer. Also hotel have in place what are called company and govt rates so see what the varied options are so you will get the very finest rate.

Book early, confirm your plans, and guarantee you’ve a bill in hand as well as 24 / seven client service numbers.This can ensure you can travel with peace of mind.